The secure, incredibly easy way to retrieve your customers' bank statements. Instantly.

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Award-winning responsible lending solution
for financial services

Proviso's market-leading BankStatements technology provides a lighting fast, frictionless web-based solution for the retrieval of bank statement data, that boosts conversion rates for lenders and brokers. Our technology is used by thousands of lenders and brokers in Australia and New Zealand.

Proven Australian Technology

Proven Australian Technology

Millions of consumers use our service to submit their bank statements and to speed up the loan process

Income and Expense Verification

Income and Expense Verification

Proviso helps credit providers meet their Responsible Lending obligations to inquire and verify key income and expense information

Leading Categorisation and Analytics

Leading Categorisation and Analytics

Our Categorisation and Decision Metrics put essential data at your fingertips for faster, smarter decisions

Living expense analysis

Living expense analysis*

With every statement retrieval, we provide a Responsible Lending report which includes a detailed breakdown of your customer's monthly living expenses to help you meet your responsible lending obligations

More Benefits *available with the Responsible Lending Plus Plan

See BankStatements in action

Many lenders and brokers know the frustration of waiting days for customers to manually send their bank statements, customers sending the wrong accounts and wrong statement periods. See how easy it is for your customers to send you the right documentation first time with Proviso's BankStatements.


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How does BankStatements work?



Step 1

We provide you with your own unique referral link

Step 2

You send your link to your customers via SMS, email or on your website

Step 3

Your customer follows the link and completes the process

Step 4

We deliver the statements to your email address or URL in your choice of formats

Security is in our DNA


  • We never store online banking credentials
  • Our service is independently tested and audited by external security experts
  • Data is encrypted with bank level 256-bit encryption, secured by 2048-bit keys
  • Statements are only provided to the lender or broker


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Security is in our DNA

BankStatements is used by hundreds of companies
in Australia and New Zealand



Ondeck
Zip Money
Pepper Money
Beyond Bank Australia
Ondeck
Zip Money
Pepper Money

"The BankStatements tool is awesome! I wish I had used it when I first learned of it a year ago."

Johnny Sukkar, Mint Money

"We consider BankStatements to be the best service of its type on the market."

Brad Markwart, Beyond Bank Australia

"BankStatements is a game changer. My clients love it!"

Amy Small, Professional Lending Solutions

"BankStatements is a massive time saver! I highly recommend this solution to any broker."

Scott Beattie, Cube Central

Winner 2017 Excellence in Data/AI Solutions

WINNER 2017
Excellence in Data/AI Solutions

Winner 2017 Excellence in in Regtech/Risk Management

WINNER 2017
Excellence in Regtech/Risk Management

Winner 2017 Excellence in FinTech Support Services

WINNER 2017
Excellence in FinTech
Support Services

Winner 2018 Excellence in Regtech (incl. KYC & AML)

WINNER 2018
Excellence in Regtech
(incl. KYC & AML)

Questions, comments or feedback? Get in touch


Call us on (08) 7122 9452

Don't use this form if you are applying for a loan through your lender or broker. Please contact your lender or broker directly.

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